One rate. Everything you need to sell.

No. That is the whole point of merchant of record: Itaja is the seller to your customer, so we carry the merchant relationship and the obligations that come with it. You do not have to set up a structure abroad to access a payment method.

Mobile money, crypto, cards and wallets, through an orchestrator. For each payment it picks the partner most likely to complete it and falls back to a second one on failure, which raises the success rate. You do not pick the route: the orchestrator decides.

By payout to a local account, a mobile money wallet or stablecoins, whichever suits your treasury.

Subscriptions, one-off payments, credits and coins, license keys. Credits cover an AI agent billed by consumption as well as a coin pack bought inside a game, without rebuilding a metering engine.

No. Itaja is merchant of record and orchestrator: funds move through licensed providers, with whom we hold the contractual relationships. That separation is what lets us operate without you having to obtain a licence.

Yes. Create your product in the dashboard, then share its payment link over WhatsApp, SMS or email. It works for one-time payments, subscriptions, credits and licenses; only direct checkout needs the API. Your customer pays on an Itaja page, and taxes, disputes and payouts are handled just like with an integration.

An API and published SDKs (@itaja/node, itaja for Python, itaja/itaja-laravel), with a complete example in a few lines, plus skills for your coding agent: it reads the reference and writes the integration. The Dart SDK is announced. The API is described by an OpenAPI specification.

We are the seller to your customer. The contract, compliance, taxes and disputes are carried in our name: you have no structure to set up, no return to file, no dispute to handle.

The service opens its doors and takes its first 100 merchants. Sign up: places are allocated from the waitlist.